Let’s talk about Anxiety.

I had an email cross my desk that I believe many of us can relate to, some of the obstacles are ones you may be facing now or have in the past.

I’m talking about the anxiety that comes from the stress of not knowing what to do, how to make a different life for yourself and your loved ones.

I can remember a time in my life when I would get bills that I didn’t have the money to pay.

I can remember watching my family members struggling and feeling ANXIETY because I couldn’t help them.

I can remember losing jobs that were paying my bills and not knowing how I’d make ends meet the following month.

I can remember watching family members and friends going through exactly the same thing, wondering when will it end?

In those situations, there was NO QUICK FIX for the anxiety that I or others felt.

Can you relate to this feeling? Do you sometimes ask yourself the same questions?

As I’ve studied the psychology and the PROCESS of creating business and money success, the more I realize that there are problems that you can’t solve instantly.

And the longer they go without being solved, the worse they get.

It’s like a vicious cycle…

You don’t have the money to buy the things you want or pay your bills, so you feel anxiety.

The anxiety sucks up your energy and attention, so you don’t work on a plan to get on the right track.

This creates a literal downward spiral…..and it keeps getting worse.

So what’s the ANSWER?

Well, if you’ve read the book Rich Dad, Poor Dad then you know that probably the BEST way to fix this downward loop is by starting your own BUSINESS.

That’s the way almost all of the really successful, financially independent people alive have done it.

That’s the way I’ve done it.

And that’s the way YOU are probably going to have to do it - if you want to escape the ‘water treading’ of debt and anxiety.

Now, I realize that this is a little bit of a heavy emotional message.

But it helped me to remember how it FEELS to really be under INDIVIDUAL financial pressure.

And it reminded me that the only consistent, predictable, proven way OUT of that problem is to create your own foundation of solid cash flow with a BUSINESS.

So that’s my message to you today.

You can’t do big things for yourself or for others if you’re constantly feeling a ton of pressure and anxiety.

And you can’t create long-term security for yourself in the old ‘job’ model of the world.

We don’t live in 1960 anymore .

The big corporations aren’t going to take care of you, your friends, and your family.

If you want to control your financial life and your financial future, then you’re going to have to take matters into your own hands.

And I’d like to help you do it!
Check this out.  It just may be the solution to your financial pressures and anxieties:
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To your prosperity,

MaryWozny

The Bank of Canada’s plan to maintain the key interest rate has been spot-on for the past 11 months, but there is speculation the trend could be ending soon.

“Based on information circulating….the pendulum has swung in the direction that we’ll probably see an increase in rates sooner than we originally thought,” says a Kitchener based broker. ”Economics 101 in high school taught me if you print more money [you’ll see] inflation. And if you have inflation, you’re going to get an increase in rates.”

Interest rates have been held at 0.25 per cent since April 2009, four per cent lower than they were in January 2008. The last time the central bank raised the overnight rate was July 2007.

“With rates as low as they are right now people are taking a hard look before they go out and either looking at getting a lower rate seeing if it’s worth their while or getting their equity takeout now,” says another broker commenting on this.

A release from the central bank reports the economy grew at an annual rate of five per cent in 2009’s fourth quarter thanks to strong domestic spending, increased confidence and policy stimulus. The next interest rate announcement is April 20.

• A “stay the course” transition budget as expected – follows through on fiscal stimulus spending without adding to it in 2010
  
• Planned deficit for fiscal 2010-11 of $49.2 billion (3.1% of GDP)
  
• No consumption tax or personal or corporate income tax hikes
  
• E.I. premiums to rise post-2010 and contribute a large chunk (roughly one fourth) to deficit reduction
  
• Near budget balance by fiscal 2014-15 with a deficit of $1.8 billion (0.1% of GDP)
  
• Multi-faceted plan to constrain expenditure growth
  

Federal Finance Minister Jim Flaherty announced three new rule changes connected to government-backed insured mortgages Tuesday morning, saying the government is “taking proactive, prudent and cautious steps” to prevent a housing bubble.  

The biggest change is the requirement that all borrowers be qualified at a five-year fixed mortgage rate even if they choose a shorter-term, lower-interest product. The government also lowered the maximum amount Canadians can withdraw in refinancing their mortgages from 95 to 90 per cent, and introduced a minimum down payment of 20 per cent for government-backed mortgage insurance on non-owner occupied properties purchased “for speculation.”

What an exciting day for the world! 

The 2010 Winter Olympics in Vancouver, BC have started, let the games begin! Watching the opening ceremonies last evening I was so proud to be a Canadian!

Athletes from around the world have trained for years to be competing here,  reaching and striving for that Gold Medal. 

Do you know what ‘Gold Medal, Award Winning Products’ many of these Olympic and World Class athletes use to support their health and nutrition needs to help them get to the top ….  reaching for Gold?

Go here to for the answer: http://tinyurl.com/yge7f8s

Make 2010 the year you go for your Gold in health and vitality!

Learn more http://tinyurl.com/yge7f8s

Make it a great day!

Mary Wozny
www.VibrantlyHealthyforLife.com

What an exciting day for the world! 

The 2010 Winter Olympics in Vancouver, BC have started, let the games begin! Watching the opening ceremonies last evening I was

again so proud to be a Canadian!

Athletes from around the world have trained for years to be competing here,  reaching and striving for that Gold Medal. 

Do you know what ‘Gold Medal, Award Winning Products’ many of these Olympic and World Class athletes use to support their health

and nutrition needs to help them get to the top ….  reaching for Gold?

Go here to for the answer: http://tinyurl.com/yge7f8s

Make 2010 the year you go for your Gold in health and vitality!

Learn more http://tinyurl.com/yge7f8s

Make it a great day!

Mary Wozny
www.VibrantlyHealthyforLife.com

After investing more than $1 trillion to keep mortgage rates low, the U.S. government is expected to pull back and exit over the next two months. 

The number of mortgage fraud cases increased last year in the U.S., with the highest concentration in areas with high property foreclosure rates.  

According to MortgageDaily.com’s fourth quarter 2009 mortgage fraud index, the activity was worst in Florida and Nevada, with a combined 1,780 cases last year.

Last week in the U.S., a former Beverly Hills real estate appraiser was sentenced to three years in federal prison for her role in a large-scale mortgage fraud.

Prosecutors say Lila Rizk was part of a ring that obtained dozens of inflated mortgage loans for homes in wealthy Southern California neighborhoods. She was ordered by the judge to pay her part of a $46 million restitution to Bank of America Corp. and others.

Have you lost a sense of your personal power lately? How many of you could use some NEW tools and techniques to reclaim your power?

I’m so pleased and delighted to share with you a free and exciting event that’s just starting. It’s the third season of the The Aware Show teleseminar series… Tools To Reclaim Your Power.

Each guest on The Aware Show Teleseminar Series is either a best-selling author or new thought leader in their own right, but how do you think they came up with the tools they use to get them through challenging times and rise to the top of their field? You can get first hand access to the tools and techniques that some of the greatest minds in the human potential movement use in their own lives on a daily basis. How many of you could use some new techniques to reclaim your power?

The series is produced by renowned host of The Aware Show, Lisa Garr, who has been on Public Radio KPFK (90.7 FM) for over a decade. In that time Lisa has interviewed the most established leaders in the human potential movement. She is now bringing her connections, insights and remarkable interview skills to a new interactive forum where you can question and converse with the best of the best. You’ll appreciate her engaging and enthusiastic interview style.

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Lisa will be interviewing me twenty four experts about “Tools To Reclaim Your Power”. Quite often, as we face our own challenges in life, we slowly lose our own sense of self-worth and we wind up operating with half of the energy we need in order to be happy, make quick decisions, and deal with life. This process often happens without our awareness until it’s too late. Would you like to know how to reclaim your power that might have been lost?

Joining Lisa will be guests who will be sharing their tools and techniques to reclaim your personal power so you can learn and be able to immediately apply new techniques to manage your life to its fullest potential

Here is a sampling of the amazing experts who will be a part of this series…

Wayne Dyer

Wayne Dyer is one of the most popular best-selling authors and Lecturers on spiritually motivational topics. With over 30 books, many audio programs, and videos. Wayne has also delivered his inspiring message on thousands of television and radio shows.

Caroline Myss

Caroline Myss has been in the field of energy medicine and human consciousness for 20 years. Since 1982, she has worked as a medical intuitive, providing individuals with an evaluation of the health of their energetic anatomy system. She specializes in assisting people in understanding the emotional, psychological, and physical reasons why their bodies have developed an illness.

Lisa Nichols

Lisa Nichols is a dynamic international motivational speaker and powerful advocate of personal empowerment. She is the Founder and CEO of Motivating the Teen Spirit, which is recognized by many as one of the most comprehensive empowerment skills programs available today for teen self-development.

Peggy McColl

Peggy McColl is a New York Times Best Selling Author and an internationally recognized expert in the area of goal achievement AND an expert in helping experts create products, make money online and create “best sellers”! With her goal achievement seminars, speaking engagements and books she has been inspiring individuals, professional athletes and organizations to realize their goals and reach their maximum potential for the past twenty-five years. Her purpose is to make a positive contribution to the lives of millions!

Judith Orloff

Judith is the author of the new bestseller “Second Sight: An Intuitive Psychiatrist Tells Her Own Extraordinary Story And Shows You How To Tap Your Own Inner Wisdom”. She is a psychiatrist, intuitive, and New York Times Bestselling author who offers traditional medicine with intuition, spirituality and energy medicine.

There are 24 speakers in all including: Michael Beckwith, Marci Shimoff, Yvonne Oswald, Hans King, Sheila Stewart, Joe Nunziata, David Wolfe, Bernie Siegel, Maryam Webster, Joan Borysenko, Alison Armstrong, Chris Howard, Gay & Kathlyn Hendricks, Michael Tamura, Les Brown, and more.

The first call is on Wednesday, February 10th, 2010 at 6:00 PM Eastern (5:00 PM Central, 3:00 PM Pacific).

I know you will enjoy connecting with this amazing group! Did I mention this is all completely free?

Take advantage of this invitation to interact with these personal development experts right now. Click on this link to register for your free seat…

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After you register, keep an eye out for Lisa’s email with the details for listening in on the calls.

Also, be sure to click on the special link in Lisa’s email and grab your bonus gifts that you can use right away. They are yours just for enrolling in this free series.

Yours truly,
Mary Wozny
Vibrant Health & Prosperity Inc.
P.S. Remember, there are a limited number of seats available for this complementary teleseminar intensive series, and they’re likely to fill up fast. So join us now, while the opportunity is here in front of you…

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P.P.S. Also, if you can’t make the LIVE calls every Wednesday and Thursday at 6:00 PM Eastern (5:00 PM Central, 3:00 PM Pacific) starting on Wednesday, February 10th, 2010, they will be recorded and available after each show for a limited time so you won’t miss a thing. We’ll send you the web address of the recording as soon as it’s posted on our website. So join us now, while it’s fresh on your mind…

    http://www.1shoppingcart.com/app/?Clk=3530208
Warmly,

Mary Wozny

The CMHC-backed Canada Housing Trust issued $47 billion worth of mortgage bonds in 2009 - the biggest issuance in the Canadian marketplace last year, according to a story in The Financial Post.

The growth is another sign of success for the Canada Mortgage Bonds program, which was launched in 2001 as a way for financial institutions to sell some of their mortgages to the government for liquidity and to lower borrowing costs. The program has proved popular among both financial institutions and investors, the Post said.

“Investors have responded extremely well to the safety and security of Canada’s mortgage market as well as the AAA backing from the Canadian government,” Doug Bartlett, managing director and head of government finance for CIBC World Markets, told the Post.

The five-year bonds are still the most popular product in the CMB program, but the 10-year bonds have also done well since being introduced to the market in November 2008, with a total of $9.2 billion being sold as of December. Despite the high numbers, CIBC executive director Warren Lovely told the Post the program is “very mature” after the explosive growth it has experienced in the past few years.